The Fine Print

Effective Date: November 20, 2018

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using (the “Service”), owned and operated by Catherine Schutten (“her”, “she”, “us”, or “we”). By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Website and Content

The website and content including, but not limited to, design, graphics, text, formatting, sounds, pictures, images, illustrations, case studies, taglines posted on our site, software, articles, and opinions are the property of Catherine Schutten and are subject to and protected by the United States and international copyright and other intellectual property laws and rights. In addition, all page headers, custom graphics, button icons, and scripts are the property of Catherine Schutten and may not be copied, imitated or otherwise used, in whole or in part, without the prior written authorization of Catherine Schutten.

All rights to content now expressly authorized in these Terms of Use or on the website are reserved to their respective intellectual property rights owner. Catherine Schutten authorized you to view and download content for informational, non-commercial use, provided that you keep intact all copyright and other proprietary notices contained in the original content. You may not modify or adapt the content in any way or otherwise use them for any public or commercial purposes.

The trademarks, service marks, trade names, trade dress and logos contained or described on the website (including, without limitation, Catherine Schutten) are the sole property of Catherine Schutten and/or its licensors and may not be copied, imitated or otherwise used, in whole or in part, without the prior written authorization of Catherine Schutten and/or its licensors. Catherine Schutten will enforce its intellectual property rights to the fullest extent of the law.

Third-Party Links and Content

Any third-party content, whether provided by us or not, does not imply any endorsement, approval, or verification by us of such third party content, policies, goods or services. Catherine Schutten expressly disclaims any responsibility for the content, legality, decency, or accuracy of any information, and for any products and services, that appear on any third-party website or in third-party content on our website. Please consult any and all terms and conditions and our Privacy Policy applicable to third-party content prior to using it.

Subject to the terms of applicable service or other agreements, we may remove any third-party content or links from our website upon written request by its owner or licensor.

The Digital Millennium Copyright Act of 1998 (“DMCA”)

The DMCA provides recourse to those who believe that material appearing on the internet infringes their rights under United States copyright law.

If you believe in good faith that materials hosted by us infringe on your copyright, we encourage you to consult with your legal advisor before filing a notice or counter-notice since penalties may apply for false claims under the DMCA.

Please send us a notice requesting that we remove infringed material or block access to it and include the following in your notice:

  • Identification or subject of the material that is claimed to be infringing;
  • The location of the original material;
  • A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner or the law;
  • A statement that the information in the notice is accurate and is given under penalty of perjury, and that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; and
  • Physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

Notices can be sent to catherine(dot)schutten(at)gmail(dot)com

Privacy Policy

Personal information provided through our website shall be used in accordance with our Privacy Policy.


Catherine Schutten may from time to time require the use of encryption technologies for certain types of communications conducted through our website. It is our intent to provide these technologies to protect confidential information and to provide security. However, we do not guarantee or warrant that information transmitted through the internet is secure, or that such transmissions will be free from delay, interruption, interception, or error.


We do not knowingly solicit or gather data from anyone under the age of 13 through our website for marketing purposes.

No Warranty

You understand and expressly agree that the use of our website and the content is at your sole risk, that any and all content, material and data provided by you, or downloaded, or otherwise obtained through the use of our website is at your own discretion and risk and that you will be solely responsible for any damage to you, your property or any third party or third party’s property that results from the use of our website, including without limitation, damages resulting from computer viruses.

Our Service is provided “AS IS” and without warranties of any kind, either express or implied, including but not limited to, all implied warranties of merchantability, fitness for a particular purpose and non-infringement, which are hereby expressly disclaimed to the fullest extent permitted by law. Catherine Schutten shall not be responsible or liable to any user for any acts of fraud, theft, misappropriation, dissemination, or other illegal or unauthorized activities of third parties.

To the extent the law does not permit the disclaimer of warranties, all content accessible on our website, or any other website to which it is linked, and all operations of our website are warranted only to the minimum amount legally required.

No Liability

You specifically agree that you will not hold Catherine Schutten or its officers, directors, employees, consultants, contractors, agents, and suppliers liable to you or any party for any damages or injury or loss, including but not limited to any direct, special, incidental, consequential or punitive damages, or lost profits, that may result from the use of, or the inability to use, our website or content or any other data or linked website or otherwise relating to or arising out of our website, content or use thereof, whether in an action for breach of contract, breach of warranty, negligence or other action.

Catherine Schutten shall not be liable even if she or an authorized representative has been advised of the possibility of such damages. Notwithstanding anything herein to the contrary, you expressly waive all claims against Catherine Schutten and their officers, directors, employees, consultants, contractors, agents and suppliers that may arise from your access or use of this site.

No Waiver

The failure of Catherine Schutten and its affiliates to enforce any part of these Terms of Use shall not constitute a waiver of such term or provision, and shall not be considered a waiver or limit Catherine Schutten’s right thereafter to insist upon strict adherence to that term or any provision of these Terms of Use.


If any provision of these Terms of Use is held to be unlawful, void, or for any reason unenforceable by a court of competent jurisdiction, the invalid or unenforceable provision shall be replaced by a valid, enforceable provision that most closely matches the intent of the original provision, and the validity and enforceability of any remaining provisions shall not be affected.


You agree to indemnify, defend and hold harmless Catherine Schutten, its officers, directors, employees, consultants, contractors, agents and representatives from any and all third party all claims, demands, causes of action, losses, expenses, damages and costs, including any reasonable attorneys’ fees, resulting or arising from or relating to your use of or conduct on our website, any activity related to the use of our website by you, any message or material that you submit to, post on or transmit through our website, your violation of these Terms of Use, your infringement or violation of any rights of another, or termination of your access to the website.

Our Terms of Use will inure to the benefit of Catherine Schutten’s successors, assigns, licensors and licensees. The website and all related products are designed for personal and legal uses only. It is your responsibility to comply with federal, state, and local laws, rules and ordinances when using our website. You covenant to cooperate fully in the defense of any claim.

Governing Law

These Terms of Use and the Privacy Policy shall be governed by, and construed in accordance with, the laws of the United States and the State of New York, without giving effect to conflicts of law principles thereof. Persons who access our website do so at their own initiative and are responsible for compliance with applicable local laws and regulations. Catherine Schutten makes no representations that the material and information on our website are appropriate or available in all national locations or languages. You agree that any action at law or in equity arising from or relating to the use of our website, the Terms of Use or our Privacy Policy shall be brought exclusively in the courts of competent jurisdiction in New York, New York. Any such claim or controversy shall be adjudicated on an individual basis and shall not be consolidated with a claim of any other party. The foregoing shall not preclude Catherine Schutten from seeking any injunctive relief in courts of competent jurisdiction located in other countries for protection of Catherine Schutten’s intellectual property rights.

Modification of Terms

These Terms of Use may be amended by Catherine Schutten, in her sole discretion, at any time without notice to you. Catherine Schutten also has the right to discontinue or make changes or updates with respect to the website or the content of our website at any time without notice. Your continuing use of our website constitutes your acceptance of any change or update, all of which shall become controlling when posted. We advise you to review this page from time to time to be aware of any changes.


Our terms and conditions set forth the entire understanding and agreement between you and Catherine Schutten with respect to the subject matter hereof. Except as described herein, you may not assign these Terms of Use without our explicit consent. Any fees to access or use our website are solely your responsibility.

Catherine Schutten New YorkNew York, NY 10034

Catherine Schutten (address is distorted to prevent bots from scraping — click to access)

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